Publications
Conklin, James N., Kristopher Gerardi, and Lauren Lambie-Hanson. “Can Everyone Tap into the Housing Piggybank? Racial Disparities in Access to Home Equity.” Journal of Financial Economics (Forthcoming).
Conklin, James N., Haoyang Liu, and Calvin Zhang. “Credit Supply Shocks, Home Purchase Volume, and Borrowing Behavior.” Real Estate Economics (2024), 52(2): 486-513.
Conklin, James N., N. Edward Coulson, Moussa Diop, and Nuno Mota. “An Alternative Approach to Estimating Foreclosure and Short Sale Discounts.” Journal of Urban Economics (2023), 134.
Conklin, James N., N. Edward Coulson, and Moussa Diop. “Distressed Comps,” Real Estate Economics (2023), 51(1): 170-195.
Conklin, James N., W. Scott Frame, Kristopher Gerardi, and Haoyang Liu. “Villains or Scapegoats? The Role of Subprime Borrowers During the Housing Boom,” Journal of Financial Intermediation (2022), 51.
Conklin, James N., Moussa Diop, and Mingming Qiu. “Religion and Mortgage Misrepresentation,” Journal of Business Ethics (2022), 179(1): 273-295.
Ambrose, Brent W., James N. Conklin, and Luis A. Lopez. “Does Borrower and Broker Race Affect the Cost of Mortgage Credit?” Review of Financial Studies (2021), 34(2): 790-826.
Conklin, James, N. Edward Coulson, Moussa Diop, and Thao Le. “Competition and Appraisal Inflation,” The Journal of Real Estate Finance and Economics (2020), 61: 1-38.
Conklin, James, Moussa Diop and Herman Li. “Contact High: The External Effects of Retail Marijuana Establishments on House Prices,” Real Estate Economics (2020), 48(1) 135-173.
Conklin, James, Moussa Diop, Thao Le and Walter D’Lima. “The Importance of Originator-Servicer Affiliation in Loan Renegotiation,” The Journal of Real Estate Finance and Economics (2019), 59: 56-89.
Conklin, James, Moussa Diop and Mingming Qiu. “How do Firms Finance Non-Core Investments? Evidence for REITs,” Real Estate Economics (2018), 46(1): 120-159.
Ambrose, Brent W., James Conklin and Jiro Yoshida. “Credit Rationing, Income Exaggeration, and Adverse Selection in the Mortgage Market,” Journal of Finance (2016), 71(6): 2637 – 2686.
Conklin, James. “Financial Literacy, Broker-Borrower Interaction, and Mortgage Default,” Real Estate Economics (2017), 45(2): 376 – 414.
Ambrose, Brent W., and James Conklin. “Mortgage Brokers, Origination Fees, Price Transparency and Competition,” Real Estate Economics (2014), 42(2): 363 – 421.
Working Papers
“Default Costs and Repayment of Underwater Mortgages,” with Jan Brueckner, N. Edward Coulson, and Moussa Diop.
“Do Appraisers Adjust to Market?” with N. Edward Coulson, and Moussa Diop.
“Do Appraiser and Borrower Race Affect Valuation?,” with Brent W. Ambrose, N. Edward Coulson, Moussa Diop and Luis Lopez.
“How the Source of Financing Discrimination Affects Housing Opportunities for FHA Buyers,” with Brent W. Ambrose, Sonia Gilbukh, and Luis Lopez.
“Appraiser Gender,” with N. Edward Coulson, Moussa Diop, and Ruchi Singh.
Works in Progress
“Does Appraiser and Owner Gender Affect Valuation,” with N. Edward Coulson, Moussa Diop, and Ruchi Singh.
“Forced Sale Discounts,” with N. Edward Coulson, Moussa Diop, and Nuno Mota.